Fintech · BaaS-Ready · EU-Licensed

Every purchase,
a step closer
to your future.

Buzzin rounds up every card transaction to the nearest whole number and automatically channels the difference into a low-risk investment basket — no extra steps, no friction, no discipline required.

€2.1T Annual EU card spend
340M+ Mobile banking users in EU
27 EU passport markets
€0 User effort required

Three steps.
Zero decisions.

Buzzin works silently in the background. The user pays — Buzzin takes care of the rest.

You spend

Pay with your card as usual — coffee, groceries, transport. Nothing changes for you at the point of sale.

We round up

Buzzin's rounding engine detects the transaction via Open Banking and automatically calculates the difference to the nearest euro/pound.

It grows

The spare change lands instantly in your chosen investment basket. Over time, small roundups compound into real returns.

Familiar. Trustworthy.
Delightfully simple.

Buzzin integrates inside your existing banking app or stands alone. Either way, it speaks the language users already trust.

Good morning
Emma
Your Nest
€127.40
↑ 8.2% All time return
€12.20 This month
47 Roundups
€0.26 Avg roundup
Recent roundups
Coffee Republic +€0.40
🛒 Metro Market +€0.55
🚌 City Transit +€0.10
Home · Summary
buzzin just now
🐝 You just saved!
Metro Market €14.45 → rounded to €15 → €0.55 added to your nest
Checking Account
€1,847.22
In-Moment · Notification
Choose Your Basket

Select how your roundups are invested. You can change this anytime.

Past performance is not indicative of future results. Capital is at risk.

Basket · Selection

Built for BaaS partners.
Enterprise-grade from day one.

A clean, auditable flow from card transaction to regulated investment account — designed for integration, not isolation.

Card Transaction
Visa / Mastercard / domestic networks
Open Banking API
PSD2 / PSD3 compliant real-time feed
Rounding Engine
Sub-second calc · fraud filtered · GDPR-safe
Investment Account
MiFID II licensed custody partner
PSD2 / PSD3 Compliant
GDPR & Data Minimisation
Real-time Processing
MiFID II Investment Rules
99.9% Uptime SLA
White-label API

A massive, underserved
savings gap.

67%
of EU adults have less than €1,000 in savings
ECB Household Finance Survey, 2024
€2.1T
annual EU card transaction volume, growing 9% YoY
European Central Bank, 2024
340M+
mobile banking active users across the EU
Statista, 2024
27
EU member states accessible under a single financial passport
EU Single Market, EEA
EU Financial Passport
One licence, 27 markets — immediate cross-border scalability
Zero Switching Cost
Embedded in existing app — no new account, no new habit
Compounding Retention
Users with growing investments churn 4× less — built-in loyalty

Ready to embed
smart saving into
your platform?

We're looking for BaaS infrastructure partners, licensed investment custodians, and seed-stage investors who believe the future of saving is effortless.

BaaS Partners
Banking infrastructure, card issuing, account services
Investment Custodians
Licensed fund management & custody partnerships
Seed Investors
Pre-seed & seed round — deck available on request

From first open
to first return.

Five minutes to set up. Zero minutes to maintain. Buzzin becomes invisible — savings don't.

1

Download & Sign Up

Open the Buzzin app (or your BaaS partner's app). Create an account with email or phone — takes under 60 seconds. KYC is handled automatically via your bank partner.

2

Cards Are Already Linked

Because Buzzin operates through BaaS partnerships, your cards are already visible. No manual entry needed — just confirm which cards to activate for roundups with a single tap.

🔗 BaaS auto-sync — zero card entry
3

Choose Your Basket

Select how your roundups should be invested — Low Risk, Balanced, or Growth. The recommendation engine suggests a basket based on your spending profile. Change anytime.

4

Pay — Any Way You Like

Use your Buzzin virtual card via Apple Pay, Samsung Wallet, or scan QR codes directly from the app. Every transaction is captured and rounded up in real time.

Apple Pay Samsung Wallet Buzzin Card QR Pay
5

Watch Your Nest Grow

Every roundup notification reminds you your money is working. Track your nest balance, total roundups, and investment performance — all in one screen. No complexity, just clarity.

Pay the way you
already do.

Buzzin works with every payment method you already use. No new wallet, no new habit — just your usual payment, with savings baked in.

Scan to Pay
Merchant detected
Pizzeria Nova
€8.20 +€0.80 saved
Point camera at merchant QR code

QR Code Pay

Open the app, tap Pay, and point your camera at any merchant QR. The rounding engine calculates your savings before you confirm the payment.

Choose Payment
Apple Pay •••• 4821
Samsung Wallet •••• 7293
Buzzin Card BaaS Linked
Roundup preview +€0.55

Apple Pay & Samsung Wallet

Add your Buzzin virtual card to Apple Pay or Samsung Wallet. Tap to pay at any NFC terminal — Buzzin captures the transaction and rounds up in the background.

Buzzin Virtual Card

Issued by our BaaS partner — your existing card data is already synced. Use it anywhere that accepts Visa/Mastercard. Every payment is a roundup opportunity.

✓ Issued via BaaS partner — no separate KYC

Start free.
Grow with Premium.

Every user starts saving for free. Premium unlocks deeper analytics, higher roundup caps, and priority investment features.

Free
€0/mo
Perfect for getting started. No commitment.
  • Unlimited automatic roundups
  • 1 investment basket
  • Real-time save notifications
  • QR code payments
  • Apple Pay & Samsung Wallet
  • Multiple baskets
  • Advanced analytics
  • Higher roundup cap (€5)
  • Savings goals
Get Started Free
Business API
Custom
For BaaS partners & fintechs embedding Buzzin into their platform.
  • White-label SDK & API
  • Unlimited end users
  • Custom basket configuration
  • Webhooks & real-time events
  • Partner analytics dashboard
  • 99.9% SLA & dedicated support
  • Compliance & audit reports
  • Revenue share model
Contact Sales
Can I cancel anytime?
Yes. Cancel with one tap — your saved funds remain yours and are transferred within 3 business days.
Is my money safe?
Investment funds are held by our MiFID II-licensed custodian partner, separate from operating accounts and fully insured.
How much will I actually save?
Average user rounds up €0.40 per transaction. With 3 transactions/day, that's ~€44/month saved automatically.